FinObservatory

Cross-border claims / JPN

Japan

The banks located here, whoever owns them, held $5.10T of cross-border claims outstanding in Q4 2025: 11.09% of the world total that quarter, the 3rd largest of the reporting systems active in it. Its series in the BIS locational statistics runs from Q4 1977 to Q4 2025.

$5.10T
Claims outstanding
Q4 2025, 3rd largest
At its peak
Highest on record
peak $5.10T, Q4 2025
+96%
Change since Q1 2008
from $2.60T
109
Counterparty countries
99.1% of its book is named

Claims outstanding, Q4 1977Q4 2025

Total cross-border claims of the banks located here, USD trillions, quarterly. Nominal dollars: movements mix changes in positions with changes in the dollar value of non-dollar books, and this BIS cut carries no adjusted-change series to separate them.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C, amounts outstanding), reporting country JPN vs all counterparties (5J), quarterly, 1977-Q4 to 2025-Q4. License:free with “Source: BIS” attribution. Methodology

Who these banks lend to

Every counterparty country BIS publishes for this system in Q4 2025: 109 of them, $5.05T in total, which is 99.1% of its published all-countries total. The five largest counterparties are 76% of the named book. 45 of the 109 borrowers are themselves reporting systems in this dataset and link through to their own book; the other 64 appear here only as borrowers.

#CounterpartyClaimsShare of named bookQ1 2008Change
1USA United States$2.27T45.0%$769.41B+195%
2CYM Cayman Islands$738.15B14.6%$246.07B+200%
3GBR United Kingdom$453.76B9.0%$387.71B+17%
4FRA France$204.30B4.0%$141.28B+45%
5LUX Luxembourg$157.23B3.1%$86.81B+81%
6DEU Germany$120.69B2.4%$150.34B−20%
7SGP Singapore$110.89B2.2%$101.55B+9%
8AUS Australia$102.50B2.0%$50.88B+101%
9IRL Ireland$85.45B1.7%$43.19B+98%
10CAN Canada$79.85B1.6%$38.27B+109%
11HKG Hong Kong SAR$65.33B1.3%$78.57B−17%
12NLD Netherlands$61.79B1.2%$54.70B+13%
13ITA Italy$61.38B1.2%$50.58B+21%
14CHN China$53.46B1.1%$18.13B+195%
15ESP Spain$47.46B0.9%$25.89B+83%
16IND India$37.80B0.7%$11.61B+225%
17BEL Belgium$36.93B0.7%$36.06B+2%
18PAN Panama$33.43B0.7%$30.66B+9%
19CHE Switzerland$32.07B0.6%$34.39B−7%
20KOR Korea$27.19B0.5%$23.71B+15%
21JEY Jersey$26.93B0.5%$19.21B+40%
22TWN Chinese Taipei$22.24B0.4%$6.37B+249%
23THA Thailand$20.23B0.4%$5.66B+258%
24BMU Bermuda$20.00B0.4%$14.57B+37%
25IDN Indonesia$18.28B0.4%$5.54B+230%
26SWE Sweden$13.78B0.3%$11.75B+17%
27DNK Denmark$12.95B0.3%$10.02B+29%
28MEX Mexico$11.73B0.2%$3.94B+198%
29AUT Austria$10.04B0.2%$8.07B+25%
30NZL New Zealand$9.21B0.2%$4.70B+96%
31MYS Malaysia$9.20B0.2%$4.08B+126%
32VNM Vietnam$8.79B0.2%$649M+1255%
33FIN Finland$8.63B0.2%$5.72B+51%
34BRA Brazil$8.15B0.2%$10.45B−22%
35ARE United Arab Emirates$7.73B0.2%$2.57B+200%
36POL Poland$7.64B0.2%$5.10B+50%
37SAU Saudi Arabia$7.08B0.1%$1.70B+316%
38NOR Norway$5.92B0.1%$12.03B−51%
39ISR Israel$5.58B0.1%$316M+1666%
40PRT Portugal$5.05B0.1%$2.46B+105%
41PHL Philippines$3.99B0.1%$3.74B+7%
42LBR Liberia$2.55B0.1%$1.56B+63%
43ZAF South Africa$2.49B0.0%$2.24B+11%
44RUS Russia$2.45B0.0%$4.24B−42%
45QAT Qatar$2.39B0.0%$192M+1143%
46CHL Chile$1.89B0.0%$545M+246%
47KWT Kuwait$1.81B0.0%$84M+2051%
48TUR Türkiye$1.29B0.0%$3.33B−61%
49HUN Hungary$1.19B0.0%$1.32B−10%
50GGY Guernsey$1.08B0.0%$4.84B−78%
51EGY Egypt$802M0.0%$471M+70%
52CUW Curaçao$766M0.0%n/an/a
53GRC Greece$637M0.0%$7.43B−91%
54CZE Czechia$618M0.0%$603M+2%
55ROU Romania$512M0.0%$95M+439%
56COL Colombia$500M0.0%$1.30B−62%
57MMR Myanmar$458M0.0%$8M+5628%
58PER Peru$369M0.0%$861M−57%
59URY Uruguay$360M0.0%$509M−29%
60BHS The Bahamas$318M0.0%$1.10B−71%
61KAZ Kazakhstan$280M0.0%$394M−29%
62PAK Pakistan$269M0.0%$242M+11%
63UZB Uzbekistan$268M0.0%$31M+764%
64SVN Slovenia$232M0.0%$4M+5712%
65ARG Argentina$212M0.0%$1.89B−89%
66OMN Oman$206M0.0%$358M−43%
67CIV Côte d'Ivoire$201M0.0%$5M+3912%
68NGA Nigeria$191M0.0%$12M+1493%
69MAR Morocco$159M0.0%$95M+67%
70BHR Bahrain$157M0.0%$676M−77%
71TTO Trinidad and Tobago$134M0.0%$68M+98%
72IMN Isle of Man$132M0.0%$1.04B−87%
73BGR Bulgaria$86M0.0%$87M−1%
74KEN Kenya$76M0.0%$114M−33%
75SVK Slovakia$73M0.0%$12M+506%
76CRI Costa Rica$71M0.0%$130M−45%
77JOR Jordan$64M0.0%$53M+21%
78SRB Serbia$54M0.0%$84M−35%
79VEN Venezuela$54M0.0%$1.06B−95%
80ECU Ecuador$53M0.0%$230M−77%
81UKR Ukraine$43M0.0%$369M−88%
82PNG Papua New Guinea$42M0.0%$60M−30%
83LKA Sri Lanka$39M0.0%$61M−36%
84LTU Lithuania$37M0.0%n/an/a
85TZA Tanzania$33M0.0%$5M+552%
86HRV Croatia$30M0.0%$354M−92%
87EST Estonia$29M0.0%n/an/a
88LVA Latvia$27M0.0%$46M−41%
89ISL Iceland$27M0.0%$601M−96%
90SEN Senegal$20M0.0%$3M+555%
91LBY Libya$18M0.0%$2M+821%
92AZE Azerbaijan$12M0.0%$21M−42%
93JAM Jamaica$8M0.0%$35M−77%
94GAB Gabon$8M0.0%$40M−80%
95ARM Armenia$7M0.0%n/an/a
96LBN Lebanon$7M0.0%$82M−92%
97ZMB Zambia$6M0.0%n/an/a
98NPL Nepal$4M0.0%$2M+101%
99GEO Georgia$3M0.0%n/an/a
100TKM Turkmenistan$2M0.0%$5M−58%
101KGZ Kyrgyz Republic$2M0.0%n/an/a
102IRQ Iraq$2M0.0%$68M−97%
103BOL Bolivia$1M0.0%$1M+0%
104DZA Algeria$0.79M0.0%$9M−91%
105FJI Fiji$0.58M0.0%$2M−71%
106LAO Laos$0.39M0.0%n/an/a
107YEM Yemen$0.29M0.0%$11M−97%
108IRN Iran$0.29M0.0%$640M−100%
109ALB Albania$0.20M0.0%n/an/a

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), reporting country JPN vs each individual counterparty country, 2025-Q4, with the same cell at 2008-Q1 where it exists. License:free with “Source: BIS” attribution. Shares are of the sum of this reporter's named counterparty cells, not of its published total, because the two differ. Change is in the nominal USD stock and is not a flow. n/a means the cell does not exist at the earlier date, which is not the same as zero. Methodology

These are residence figures, so this page covers every bank booking here, foreign-owned subsidiaries and branches included, and excludes the foreign books of banks headquartered here but booking abroad. For the other side of the ledger, how much the world’s banks lend to this economy, see its counterparty page. The methodology gives the exact BIS selection behind every figure here.